Crypto reward cards, tested with real cardholder data
We collect what real cardholders report (credit limits, which merchants earn the top rate, rewards actually received) and check it against issuer terms.
From the data
33 real credit limits
Starting limits reported by Gemini cardholders, with the median.
Which merchants pay 4%
Stores cardholders say earned the top rate, and which ones coded at 1%.
A year of rewards, tracked
One anonymous cardholder’s rewards over 13 months of everyday spending. Full write-up coming soon.
Latest guides
- Gemini American Business Card Review (2026)
Eligibility (sole prop / SMLLC), CHA credit reporting, rates/fees, and the Jan 31 2026 bonus pause. - Gemini Credit Card XRP Edition
What the XRP design changes, and what it doesn’t. - Coinbase Taxes (2026): Forms, Reports & How to File
Which forms Coinbase sends, and what changes for tax year 2026. - Krak Card US Cashback Tiers: What Changed on October 15, 2026
Why the top 2% rate now needs a $150,000 average balance.
What you’ll find here
Independent research on crypto cashback credit cards for US readers. No hype, no sponsored rankings.
Reviews & comparisons
Side-by-side looks at crypto cashback cards available in the US: rewards, fees and fine print.
Guides
Plain-English answers to specific questions, built from cardholder reports and issuer terms.
Crypto rewards & taxes
How US tax rules generally treat crypto card rewards, and what proposed changes could mean.
Independent research for US readers. Not financial or tax advice. Card terms change, so always confirm on the issuer’s site. About us & how we research →
